reliable, affordable… simple
Citizens Curacao +297 582 4990
Citizens Aruba +297 582 4990

No place like home

Coverages
Fire, Explosion, Lightning damage or Loss by aircraft
Theft, Burglary and Vandalism
Robbery & Extortion
If contents are insured: Jewelry, Audio, Computer (Maximum Nafl. 10.000,-)
Water, Steam and Rain
Rain (Roof, Gutter and Windows)
Breaking of glass
Cat-Nat (optional)
Induction (optional)
Glass (optional)
Index (optional)
Free Personal Accident Insurance (P.A.I.) (Nafl. 10.000,- / 50.000,-)
Free Liability (Nafl. 250.000,-)
Property
Essential
info
 
 
 
 
 
 
 
 
Property
Extra
info
 
 
Property
Exclusive
info
incl.
incl.
incl.
Get a Quote
  • Property Essential
  • Property Extra
  • Property Exclusive

Most economical protection for your home and contents

Our Property Essential offers an economical protection for your home and contents. Be sure that damages caused by Fire, Lightning, Explosion and even airplanes for example, are covered under this policy, so you can rest peacefully knowing your property is well protected by Citizens.

Why choose this insurance?
  • Very affordable premium
  • Basic coverage for home and / or contents
  • In case you have a claim, fast claims processing
  • Flexibility to increase the coverage of your insurance with various options; Induction, Glass, Catastrophes & Natural disasters
What does it cover?
  • Fire
  • Lightning
  • Explosion
  • Aircraft

Extra added protection for your home and contents

If you want to increase the coverage on your property, Citizens has a great choice for you. On top of the already great coverage of the Property Essential, we give you the Property Extra. This coverage gives you a lot of Extras such as damages caused by water, steam and rain. Even theft, burglary and vandalism is covered.

Why choose this insurance?
  • A little extra premium gives you a great coverage
  • Protection against lots of risks
  • Fast claims processing in case of a claim
  • Flexibility to increase the coverage of your insurance with various options; Induction, Glass, Catastrophes & Natural disasters
What does it cover?
  • Damage resulting fire, lightning, explosion, water, rain, steam
  • Breaking of glass
  • Even coverage in case of theft, burglary and vandalism
  • Flexibility to increase the coverage of your insurance with various options; Induction, Glass, Catastrophes & Natural disasters
  • Contents insured including jewelry, audio and computer for Afl.10.000

Would you like the very best for your home and contents?

If the answer is yes, then this insurance is the most comprehensive coverage you can get. The Property Exclusive insures your home and contents against almost everything that can happen. Having already the great coverage from our Essential and Extra insurance, we give you lots of additional coverage for example hurricanes, storms and even earthquakes. This is the All-Inclusive protection for your home. On top of this comprehensive coverage, Citizens give you a Liability – and Personal Accident Insurance for free.

Why choose this insurance?
  • An All-Inclusive coverage for a reasonable price
  • You are protected against extensive kinds of risks
  • Fast claims processing in case of a claim
  • Free Liability and Personal Accident coverage
  • Comprehensive coverage for your contents
What does it cover?
  • Damages resulting from fire, lightning, explosion, water, rain, steam
  • Breaking of glass, theft, burglary, vandalism
  • Catastrophes & Natural disasters such as hurricanes, storms, earthquakes
  • Contents insured such as jewelry, audio and computers with a max. Afl.10.000
  • A Liability Insurance free for the amount of Afl.250.000
  • A Personal Accident Insurance free for the amount of Afl.50.000 /Afl.10.000
Upgrade your Coverage

You can increase the protection of the home or contents. Additional coverage is available on top of your Essential or Extra insurance. With these extra coverages, you can protect your home and contents even better.

What are the choices you have?

  • Glass coverage; in case of breaking glass the glass itself is also covered
  • Induction; if a lightning strikes somewhere else but your home or your contents suffer any consequence the damages will be covered
  • Catastrophes & Natural disasters can be insured with this additional coverage

Besides all these coverages we offer also Indexing on your home. This can be added toward the Essential, Extra and Exclusive coverage.

What does “Indexing” mean? Every year building materials,  wages, etc. increase, with these changes the cost to replace or rebuild your home will be more expensive. If you choose to Index your insurance, Citizens will adjust the sum insured of your beloved home so if there is a damage you always will be insured for the correct amounts.