Have you ever thought about the consequences of an accident or if your employees are involved in an accident? How are you or they going to pay their medical bills? If something worse happens and you or your employees won’t be able to work anymore? How is the mortgage or rent going to be paid? What happens if you or your employee die because of an accident? How will the family be able to pay bills? By having an ADD insurance policy you can make life much easier if an accident happens to you or your employees.