Supplemental health coverage will pay for certain costs that aren’t covered by your main form of health insurance. These are additional coverages (dental, vision, another class at the hospital) and are designed to supplement your primary healthcare coverage.

The waiting period for a health insurance depends on the coverage and is a time period after inception of the policy in which a claim cannot be submitted.

The cost of health insurance depends on several factors. Please contact Citizens for the details.

Health insurance helps you to manage the costs of your family’s care, including regular doctor’s visits and unexpected illness and injury. Just one serious illness, or an emergency procedure can have dire consequences for your financial situation if you aren’t insured properly.

Home insurance, provides coverage for your private home or commercial building and compensates you in the event of a loss. To know our extensive coverages please contact Citizens.

The cost depends on various factors like type of building, location etc. Please contact Citizens to get a personalized quotation.

Property insurance is important for a variety of reasons:
• If you’re insured, any significant repairs or rebuilding after an event can potentially be covered by your insurance policy, up to your set limits.

Property insurance is not required, but your mortgage lender will typically require coverage in order to provide a loan. Even if you own your home outright and you are not required to buy home insurance, it’s still a good idea to protect your investment with an insurance policy. That way you can get the financial compensation you need to repair of rebuild after a loss.

In case of motor accident; If your vehicle is damaged or involved in an accident, you are required to call ForenSys (165). ForenSys provides a service that streamlines the entire claims process involved in the underwriting and claims operations of the insurance industry, from the moment the accident occurs to the resolution of the insurance claim. Once a report has been made to ForenSys, you can then call our office.

In case of a property claim; call the relevant authorities (police) first and then contact as soon as possible Citizens.

In case of a health claim; contact Citizens and provide them with all the necessary documents.

All claims should be as soon as reported to Citizens.

It depends on how complex the claim is, how serious the damages or injuries are, and how willing other involved parties are to cooperate. Citizens claims representatives always work toward prompt resolution of every claim. If a claim requires follow-up work, we’ll be there with you every step of the way – no matter how long it takes.

The first step is to start by reviewing your policy. You may also want to ask to our Claims Department representative assigned to your claim to help you understand what coverage you’ve purchased and how it applies to your claim.

It depends in part on the terms of your policy, how many claims you’ve filed in the past and insurance. Contact Citizens for further details.